Corporate Bonds

Corporate bonds are a form of companies borrowing money in order to raise finance. When you invest in a Corporate bond you are lending company capital in return for regular interest payments. They are attractive to investors because they can offer a high yield fixed income.

With investment, your capital is at risk and returns are not guaranteed. No FSCS cover. Invest via our Fractional Bonds.

Why invest in corporate bonds with WiseAlpha?

You no longer need hundreds of thousands to invest in corporate bonds. We've liberated the market for the everyday investor with no hidden fees or charges.

No Hidden Fees

Open an account for free with no hidden charges

Unique Access

Access to corporate bond investments previously reserved for the financial elite.

Predictable Income

Earn more predictable regular interest on your money

Secondary Market

Should you want to withdraw your funds early, you can put your investments for sale on our market. Liquidity not guaranteed.

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Global first

The only everyday investor platform in the world that offers fractionalised corporate bond investments

Established Companies

Invest in long-established household names, rated by S&P, Fitch and Moody’s.

Learn more about corporate bonds

Our aggregate corporate bond market statistics aims to give clarity to investors over this previously elusive asset class. Our resources below aim to educate investors on corporate bonds and corporate bond investing.

What are corporate bonds?

When you invest in a corporate bond you are lending that company capital. In return, the company will pay you regular interest payments until they repay the full amount they borrowed.

How to invest in corporate bonds via our Fractional Bonds

  1. Open an account
  2. Select your investment
  3. Receive regular interest
  4. Sell or hold to maturity

Benefits of corporate bonds

  • Solid Returns
  • Predictable Income
  • Well known brand name corporates
  • Easy diversification within corporate bonds

Download our guide to wealth building with corporate bonds

What type of corporate bonds can I invest in?

The WiseAlpha marketplace currently has over 91 different corporate bonds available for investment, with a variety of risk and reward.

See our corporate bond marketplace

* Lowest and highest Yield to Maturity of individual bonds on the market. Yields presented are estimated returns calculations. Pre-tax and fees. Prices can go up or down. Remember not all bonds are the same and have different risks. For example some are secured while others are unsecured (and consequently may recover less in a company liquidation).

Industry

Diversify your portfolio by investing across 15 different industries including automotive, travel, property and retail.

Asset Security

We offer a large selection of senior secured bonds which have security over the assets of the company. Please note some bonds are unsecured. The assets of a company may still not be enough to ensure a full recovery of your money in the event of a company liquidation or administration.

Yields

Earn up-to 3-12% based on your chosen investments. *

Currency

We have bonds available in both GBP and EUR.

Investment Horizons

We offer bonds that have have short (<3yr), mid (up to 7yr) and long term maturity dates (7yr plus)

Ratings

Most of our corporate bonds have independent Credit Ratings from Moodys, S&P, and Fitch

How much does it cost?

Interest from WiseAlpha Fractional Bonds are currently paid without any tax being deducted. Any income you earn from your investments form part of your overall income and is subject to personal taxation rules.

The above does not apply to an IFISA product that has tax advantages or Investors that do not have to declare income or gains from an ISA on their tax returns, unless the ISA subscroption has been made void.

Please note this is our fee structure for our Fractional Bonds and Robowise only. Our Smart Interest product has its own fees.

Free

Investment Account

It’s quick easy and free of charge to set up your account with WiseAlpha. There are no upfront costs or hidden fees.

Open your account
0.25% to 1%*

Tiered Services Fee

At WiseAlpha we earn when you earn. We charge a tiered annual fee based on the amount invested and we only collect our fee when you are paid.

* Our Services Fee falls from 1% down to 0.25% for investors who invest over £100,000.
See full fees breakdown here
0.25%

Early Sales Fee

If you decide to sell your investments before maturity on our secondary market, we may charge a 0.25% sales fee which will be deducted from the proceeds of the sale.

See full fees breakdown here

Award-Winning Provider

WiseAlpha is a leader in financial innovation praised by its members and recognised by industry awards.

British Bank Awards

The British Bank Awards 2019

Best Investments Provider

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Good Money Guide

Good Money Guide Awards 2019

Most Innovative Provider

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Invest from just £100 per bond

We've liberated the corporate bond market for the everyday investor.



Capital at risk. No FSCS cover. See Risk Statement and FAQs.