You could lose all of your money invested in these products. These are high-risk investments and are much riskier than a savings account.

We make bonds affordable

Client Client Client
Arqiva Burger King John Lewis & Partners Netflix Ocado Shop Direct Thames Water The AA Travelodge Virgin Media Vodafone Arqiva Burger King John Lewis & Partners Netflix Ocado Shop Direct Thames Water The AA Travelodge Virgin Media Vodafone
Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone
Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media
Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge
The AA The AA The AA The AA The AA The AA The AA The AA The AA
Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water
Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct
Ocado Ocado Ocado Ocado Ocado Ocado Ocado Ocado Ocado
Netflix Netflix Netflix Netflix Netflix Netflix Netflix Netflix Netflix
John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners
Burger King Burger King Burger King Burger King Burger King Burger King Burger King Burger King Burger King
Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva
Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone Vodafone
Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media Virgin Media
Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge Travelodge
The AA The AA The AA The AA The AA The AA The AA The AA The AA
Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water Thames Water
Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct Shop Direct
Ocado Ocado Ocado Ocado Ocado Ocado Ocado Ocado Ocado
Netflix Netflix Netflix Netflix Netflix Netflix Netflix Netflix Netflix
John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners John Lewis & Partners
Burger King Burger King Burger King Burger King Burger King Burger King Burger King Burger King Burger King
Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva Arqiva

Step 1

We buy a corporate bond for £100,000

The Fractional Bond Issuer, WiseAlpha Plc buys the targeted corporate bond for £100,000 following subscriptions received for the corresponding Fractional Bonds from WiseAlpha platform investors.

Note: Global banks control the corporate bond market and generally only allow minimum purchase sizes of £100,000+ preventing many investors from getting access.

Learn more

Step 2

Fractional Bonds are issued in 1p denominations

Investors that subscribed are issued Fractional Bonds which correspond to fractions of the relevant underlying corporate bond. Fractional Bonds pass through fully the economic returns and capital repayments of the specific underlying corporate bond. Investors therefore can gain economic exposure to a wide range of corporate bonds from some of the UK's largest companies.

Step 3

Diversified portfolio
 

WiseAlpha Platform Investors can buy many Fractional Bonds and create a diversified portfolio.

Benefits and Risks of Corporate Bonds

Investor Trust & Independent Oversight

WiseAlpha employs multiple layers of investor protection to ensure the highest level of trust amongst our users.

Global Custodian and Independent Fractional Bond Trustee

All assets are held with a global custodian.

Our digital investment programme is overseen by an independent Trustee and administrator, IQ-EQ, the fourth largest investor services firm in the world.

Historical Returns of UK Equities and Corporate Bonds

High yield corporate bonds have outperformed UK equities and investment grade bonds over the last 20 years both in terms of returns and price volatility. Learn more

Source: Bloomberg and ICE Data Services. Data as of 15 Jan 2020.

Past performance is not a reliable indicator of future performance. You should not rely on past performance as a guarantee of future investment performance.

Download our guide to wealth building with corporate bonds

Award-Winning Provider

WiseAlpha is a leader in financial innovation praised by its members and recognised by industry awards.

Reviews from existing WiseAlpha Members

Read what existing investors have to say about us

The British Bank Awards 2019

Best Investments Provider

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Good Money Guide Awards 2019

Most Innovative Provider

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