WiseAlpha is an online investment platform offering its members access to senior secured loan or bond investments in some of the UK's leading companies.
Typically investments in senior secured corporate loans or bonds are only available to very large banks, pension funds and specialist funds. In order to gain access to this asset class individual investors usually have to use brokers and/or invest in specialist debt funds and are often charged substantial upfront fees and ongoing management and performance fees.
Until now, the corporate loan and bond market has remained largely untransformed by technological innovation but wiseAlpha is now making this asset class accessible to a wider investment audience.
The loans and bonds we list are an alternative investment opportunity to unsecured consumer or small business loan or bond based investments which can often be more opaque and potentially of a higher risk.