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Robowise robot

Introducing RobowiseTM
Designer portfolio management by WiseAlpha. Find out more.

ACCESS A SUPERIOR

ASSET CLASS

Earn up to

7.9%*

Making your money work harder


Capital at Risk. No FSCS cover. Invest via our Notes.

*Pre tax and service fees. Yield to maturity of the Robowise Adventurous Portfolio. Returns can be lower or greater than this for individual investments.
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WiseAlpha Notes market

Designed by WiseAlpha
 
Is your bank rate lower than inflation of 2.7%*? Time for something new.
*RPI for Dec 2018 produced by Office of National Statistics
  •  
    1 Year
    3 Years
    5 Years
    7 Years
  • On maturity
    3.0%
    4.5%
    6.0%
    8.0%
  • Annually
    3.0%
    4.25%
    5.5%
    7.0%
Jul 2024
Senior Secured
Iceland is a national UK food retailer specialising in frozen food with over 900 stores in the UK
  • Coupon
    6.75%
  • Current Yield
    6.9%
  • YTM
    7.3%
Available   £48,140.86
Total Invested    £200,000.00
High Yield
Oct 2023
Unsecured
Together is an award winning specialist lender offering short-term finance, auction finance, residential, buy-to-let and commercial mortgages, and secured loans
  • Coupon
    8.875%
  • Current Yield
    9.1%
  • YTM
    9.5%
Available   £40,794.41
Total Invested    £200,000.00
Mar 2022
Senior Secured
Stonegate are a leading pub operator in the UK with over 772 pubs
  • Coupon
    L+6.25%
  • Current Yield
    7.0%
  • YTM
    6.6%
Available   £22,094.68
Total Invested    £100,000.00
Sep 2024
Senior Secured
Virgin Media is the No.1 cable television company in the UK providing broadband, TV, mobile phone and home phone services.
  • Coupon
    5.5%
  • Current Yield
    5.4%
  • YTM
    5.2%
Available   £41,667.59
Total Invested    £300,000.00
Dec 2034
Unsecured
The John Lewis Partnership is a British company which operates John Lewis department stores, Waitrose supermarkets, its banking and financial services, and other retail-related activities.
  • Coupon
    4.25%
  • Current Yield
    4.6%
  • YTM
    5.0%
Available   £36,132.53
Total Invested    £100,000.00
High Yield
Nov 2026
Unsecured
The Pension Insurance Corporation is a leading UK based insurer of pension funds
  • Coupon
    8.0%
  • Current Yield
    6.9%
  • YTM
    5.3%
Available   £44,528.70
Total Invested    £100,000.00
High Yield
Nov 2021
Unsecured
Domestic & General is the leading specialist provider of warranties for domestic appliances and consumer electronics in the UK.
  • Coupon
    7.875%
  • Current Yield
    7.9%
  • YTM
    8.1%
Available   £24,463.39
Total Invested    £300,000.00
Jul 2020
Senior Secured
Vue Entertainment operates 116 state-of-the-art multiplex cinemas across the UK, Germany, Denmark, Ireland, Portugal and Taiwan.
  • Coupon
    7.875%
  • Current Yield
    7.9%
  • YTM
    7.9%
Available   £35.56
Total Invested    £600,000.00
Nov 2020
Senior Secured
Perform Group is a global market leader in the commercialization of multimedia sports content across multiple Internet-enabled digital platforms
  • Coupon
    8.5%
  • Current Yield
    8.4%
  • YTM
    7.9%
Available   £14,877.63
Total Invested    £300,000.00
Mar 2042
Senior Unsecured
Tesco is the No.1 British food retailer and is also a multinational grocery and general merchandise retailer
  • Coupon
    4.875%
  • Current Yield
    4.3%
  • YTM
    4.0%
Available   £31,576.90
Total Invested    £100,000.00
Jun 2021
Senior Secured
InterGen develops, constructs, and operates power projects around the world.
  • Coupon
    7.5%
  • Current Yield
    7.6%
  • YTM
    8.2%
Available   £28,611.47
Total Invested    £400,000.00
Oct 2023
Senior Secured
Cabot is a market leader in credit management services including debt purchasing, contingency collections, business process outsourcing and litigation.
  • Coupon
    7.5%
  • Current Yield
    7.5%
  • YTM
    7.6%
Available   £27,778.95
Total Invested    £301,000.00
Dec 2022
Senior Secured
Entertainment One is a global independent studio making TV and Film content
  • Coupon
    6.875%
  • Current Yield
    6.6%
  • YTM
    6.0%
Available   £15,190.86
Total Invested    £100,000.00
Nov 2022
Senior Secured
Lowell is Europe’s second largest credit management player with market leading positions in the UK, Germany, and the Nordic regions
  • Coupon
    8.5%
  • Current Yield
    9.1%
  • YTM
    10.7%
Available   £20,509.92
Total Invested    £600,000.00
Jul 2023
Senior Secured
KIRS aims to become the UK’s leading independent diversified insurance Group and intermediary with global reach.
  • Coupon
    8.375%
  • Current Yield
    9.5%
  • YTM
    12.0%
Available   £32,416.64
Total Invested    £500,000.00
Feb 2024
Senior Secured
NewDay is a leading consumer finance provider, specialising in the UK credit card market.
  • Coupon
    7.375%
  • Current Yield
    7.7%
  • YTM
    8.4%
Available   £52,200.37
Total Invested    £400,000.00
Jul 2022
Senior Secured
The AA is the UK’s leading provider of roadside assistance
  • Coupon
    5.5%
  • Current Yield
    6.1%
  • YTM
    9.0%
Available   £28,649.31
Total Invested    £500,000.00
Nov 2020
Senior Secured
Domestic & General is the leading specialist provider of warranties for domestic appliances and consumer electronics in the UK.
  • Coupon
    L+4.5%
  • Current Yield
    5.4%
  • YTM
    5.4%
Available   £17,586.36
Total Invested    £100,000.00
Sep 2023
Unsecured
Founded in 1934, and employing 16,000 people, William Hill is the UK’s largest bookmaker by number of licensed betting offices.
  • Coupon
    4.875%
  • Current Yield
    4.7%
  • YTM
    4.0%
Available   £23,610.98
Total Invested    £100,000.00
Aug 2025
Senior Secured
Center Parcs is a leader in the UK short break holiday market with annual occupancy in excess of 97%.
  • Coupon
    4.875%
  • Current Yield
    4.9%
  • YTM
    5.0%
Available   £25,420.48
Total Invested    £200,000.00
Jan 2024
Senior Secured
Amigo Loans is the market leader in guarantor backed term loans within the UK consumer finance market.
  • Coupon
    7.625%
  • Current Yield
    7.7%
  • YTM
    8.0%
Available   £28,066.85
Total Invested    £200,000.00
Aug 2022
Senior Secured
McLaren Technology Group is globally renowned as one of the world’s most illustrious high-technology brands.
  • Coupon
    5.0%
  • Current Yield
    5.2%
  • YTM
    6.2%
Available   £536.27
Total Invested    £300,000.00
0% Fees
Dec 2023
Senior Secured
Pinewood studios is at the heart of filmaking in the UK
  • Coupon
    3.75%
  • Current Yield
    3.7%
  • YTM
    3.4%
Available   £23,198.56
Total Invested    £100,000.00
Nov 2022
Senior Secured
Shop Direct is the UK’s second largest pure-play digital retailer under the brands Very.co.uk and Littlewoods.com
  • Coupon
    7.75%
  • Current Yield
    8.4%
  • YTM
    10.3%
Available   £6,068.77
Total Invested    £300,000.00
Apr 2022
Senior Secured
Aston Martin is an iconic British manufacturer of luxury sports cars founded in 1913.
  • Coupon
    5.75%
  • Current Yield
    5.8%
  • YTM
    5.8%
Available   £15,718.12
Total Invested    £200,000.00
Jul 2027
Senior Unsecured
Ardagh Group is a global leader in metal and glass packaging solutions, producing packaging for most of the world’s leading food, beverage and consumer brands
  • Coupon
    4.75%
  • Current Yield
    5.0%
  • YTM
    5.6%
Available   £26,136.32
Total Invested    £100,000.00
Sep 2030
Senior Secured
DP World is a global port operator with over 50 businesses in over 40 countries and across six continents
  • Coupon
    4.25%
  • Current Yield
    4.0%
  • YTM
    3.7%
Available   £15,427.90
Total Invested    £100,000.00
0% Fees
Jun 2024
Senior Secured
Ocado is the world’s largest online grocery retailer. Their unique end-to-end operating solution for online grocery retail is used by commercial partners across five countries.
  • Coupon
    4.0%
  • Current Yield
    3.9%
  • YTM
    3.6%
Available   £8,146.62
Total Invested    £200,000.00
Sep 2023
Senior Unsecured
Arqiva is the only national provider of terrestrial television and radio broadcasting via it's 8,000 towers
  • Coupon
    6.75%
  • Current Yield
    6.4%
  • YTM
    5.6%
Available   £42,290.94
Total Invested    £200,000.00
Feb 2025
Senior Secured
PureGym is the largest operator of gyms in the UK with over 200 gyms and more than one million members.
  • Coupon
    6.375%
  • Current Yield
    6.2%
  • YTM
    5.8%
Available   £102.75
Total Invested    £100,000.00
High Yield
May 2021
Senior Unsecured
Premium Credit provides loans for individuals and companies, allowing them to spread payments for insurance and other financial products.
  • Coupon
    7.0%
  • Current Yield
    7.1%
  • YTM
    7.7%
Available   £22,288.56
Total Invested    £94,700.00
Oct 2023
Senior Secured
Premier Foods is one of the UK's largest food producers, with approximately 95% of UK households buying one or more of their products every year.
  • Coupon
    6.25%
  • Current Yield
    6.1%
  • YTM
    5.6%
Available   £3,292.90
Total Invested    £200,000.00
Apr 2075
Unsecured
Centrica is a multinational energy company and is the largest supplier of gas in UK
  • Coupon
    5.25%
  • Current Yield
    5.1%
  • YTM
    5.1%
Available   £19,308.11
Total Invested    £100,000.00
Nov 2022
Senior Secured
RAC is the No.2 vehicle and breakdown services company in the UK.
  • Coupon
    5.0%
  • Current Yield
    5.4%
  • YTM
    7.3%
Available   £20.42
Total Invested    £300,000.00
Sep 2024
Senior Secured
Arrow Global is a European credit management services provider focusing on loan purchases and specialist asset management.
  • Coupon
    5.125%
  • Current Yield
    5.3%
  • YTM
    5.8%
Available   £18,656.77
Total Invested    £100,000.00
High Yield
Nov 2023
Unsecured
Lowell is Europe’s second largest credit management player with market leading positions in the UK, Germany, and the Nordic regions
  • Coupon
    11.0%
  • Current Yield
    12.2%
  • YTM
    13.8%
Available   £21,425.73
Total Invested    £700,000.00
May 2023
Senior Secured
Travelodge is the second largest hotel brand in the UK with 18m customers and 525 hotels
  • Coupon
    8.5%
  • Current Yield
    8.2%
  • YTM
    7.3%
Available   £275.41
Total Invested    £420,000.00
High Yield
Dec 2025
Unsecured
Punch Taverns is a pub and bar operator in the United Kingdom, with a current estate comprising a diverse range of 1,300 high quality pub business.
  • Coupon
    7.75%
  • Current Yield
    7.8%
  • YTM
    7.8%
Available   £27,403.44
Total Invested    £100,000.00
0% Fees
Aug 2056
Senior Unsecured
Vodafone is the second largest mobile company in the world by customers.
  • Coupon
    3.0%
  • Current Yield
    3.4%
  • YTM
    3.6%
Available   £21,238.26
Total Invested    £100,000.00
Mar 2032
Senior Secured
Unique Pub Co. is a portfolio of 2,194 pubs owned by Enterprise Inns
  • Coupon
    6.464%
  • Current Yield
    6.6%
  • YTM
    6.7%
Available   £15,411.22
Total Invested    £95,000.00
Sep 2031
Senior Secured
Enterprise Inns is the largest pub company in the UK, and owns around 5,000 properties that are predominantly run as leased and tenanted pubs.
  • Coupon
    6.375%
  • Current Yield
    5.8%
  • YTM
    5.3%
Available   £17,712.65
Total Invested    £100,000.00
Mar 2029
Senior Secured
Virgin Media is the No.1 cable television company in the UK providing broadband, TV, mobile phone and home phone services.
  • Coupon
    6.25%
  • Current Yield
    5.9%
  • YTM
    5.4%
Available   £10,631.59
Total Invested    £200,000.00
Jan 2024
Senior Secured
Together is an award winning specialist lender offering short-term finance, auction finance, residential, buy-to-let and commercial mortgages, and secured loans
  • Coupon
    6.125%
  • Current Yield
    6.0%
  • YTM
    5.8%
Available   £24,763.37
Total Invested    £100,000.00
Oct 2024
Senior Secured
Miller Homes is the largest privately-owned housebuilder in the UK
  • Coupon
    5.5%
  • Current Yield
    5.5%
  • YTM
    5.5%
Available   £3,821.76
Total Invested    £100,000.00
Mar 2025
Senior Secured
Iceland is a national UK food retailer specialising in frozen food with over 900 stores in the UK
  • Coupon
    4.625%
  • Current Yield
    5.2%
  • YTM
    6.9%
Available   £20.04
Total Invested    £100,000.00
May 2023
Senior Secured
Voyage Care are the leading provider of care services for adults with learning disabilities across the UK.
  • Coupon
    5.875%
  • Current Yield
    6.1%
  • YTM
    6.9%
Available   £26,446.50
Total Invested    £100,000.00
Oct 2029
Senior Unsecured
Petrobras is one of the world's largest oil and gas companies
  • Coupon
    5.375%
  • Current Yield
    5.2%
  • YTM
    5.1%
Available   £20,712.90
Total Invested    £100,000.00
Mar 2022
Senior Secured
Stonegate are a leading pub operator in the UK with over 772 pubs
  • Coupon
    4.875%
  • Current Yield
    4.8%
  • YTM
    4.6%
Available   £17,402.24
Total Invested    £100,000.00
High Yield
Jun 2028
Unsecured
Oak North Bank is a leading digital Challenger Bank
  • Coupon
    7.75%
  • Current Yield
    7.8%
  • YTM
    7.8%
Available   £0.26
Total Invested    £100,000.00
Oct 2023
Senior Secured
Enterprise Inns is the largest pub company in the UK, and owns around 5,000 properties that are predominantly run as leased and tenanted pubs.
  • Coupon
    6.0%
  • Current Yield
    5.6%
  • YTM
    4.2%
Available   £9,127.50
Total Invested    £100,000.00
Jan 2022
Senior Unsecured
TalkTalk is a leading provider of pay tv, telecoms, Internet, and mobile to businesses and consumers in the UK
  • Coupon
    5.375%
  • Current Yield
    5.3%
  • YTM
    4.9%
Available   £43.91
Total Invested    £100,000.00
High Yield
Nov 2023
Unsecured
Voyage Care are the leading provider of care services for adults with learning disabilities across the UK.
  • Coupon
    10.0%
  • Current Yield
    10.5%
  • YTM
    11.3%
Available   £23,048.07
Total Invested    £200,000.00
High Yield
Nov 2024
Unsecured
AMC is the largest cinema operator in the the world and owns the Odeon cinema chain in the UK
  • Coupon
    6.375%
  • Current Yield
    6.5%
  • YTM
    6.8%
Available   £27,158.65
Total Invested    £100,000.00
High Yield
Sep 2026
Unsecured
Paragon is a leading lender and bank providing specialist finance on BTL mortgages, debt purchase, asset and development finance, consumer loans and lending to SMEs.
  • Coupon
    7.25%
  • Current Yield
    6.9%
  • YTM
    6.3%
Available   £24,951.61
Total Invested    £100,000.00
High Yield
Jun 2028
Unsecured
Founded in 2010 Metro Bank was the first challenger bank in the UK in over 150 years.
  • Coupon
    5.5%
  • Current Yield
    6.3%
  • YTM
    7.3%
Available   £24,568.64
Total Invested    £100,000.00

Why invest in us?

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Access investments previously reserved for the financial elite
Only place where individuals can buy loans or bonds
Only online platform in the world where individuals can invest in bank syndicated senior secured loans and bonds
Brand name UK companies
Investments are in long established UK brand name companies
Access your money
Access your money via our secondary market
Free account
Free account opening and no upfront hidden charges
Regular income
Earn regular interest income

Capital at risk. No FSCS cover. See Risk Statement

WiseAlpha Technologies Limited (FRN: 751087) is authorised and regulated by the Financial Conduct Authority in the UK.
WiseAlpha Technologies Limited is a company registered in England, with its registered office at Level 39, One Canada Square, Canary Wharf, London E14 5AB (Company No. 08967521).
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