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Supercharge your investing

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Introducing
RobowiseTM

Designer portfolio management by WiseAlpha

Intelligent, automated investing. Smart portfolio re-balancing. Automatic re-investment. Robowise diversifies your money across different investments on the market giving you the choice of two income portfolios: Balanced or Adventurous.

EXPLORE

As with all investing your capital is at risk.

How does it work?

Just three simple steps to setting up your portfolio.

Risk Icon

Are you balanced or adventurous?

Choose your portfolio risk

Customise Icon

Customise industries and companies

Choose industries & companies that you want in your portfolio

Robowise Icon

Robowise builds your portfolio...

Intelligent, Automated Investing. Smart portfolio rebalancing. Automatic re-investment.

Preview your portfolio with Robowise...

Robowise has one mission - match each investment to its ideal amount. See how your portfolio will look before you invest.

Robowise active icon

Robowise is investing...

robowise setup

FAQ

These FAQs give you important information to help you decide whether Robowise is right for you. These should be read in conjunction with the standard Terms & Conditions, Investor Agreement, Web Terms of Use and the Privacy Policy.
RobowiseTM

Robowise will automatically diversify and rebalance your portfolio on an ongoing basis as new investments come onto the WiseAlpha market or when more of existing investment listings become available. Diversification is an important tool that can help reduce overall risk.

Robowise is for those looking to invest a lump sum or who are time poor and want a simple automated approach to diversified investing.

You can set up your Robowise portfolio settings and turn it on by visiting My Account -> Robowise Settings

You can choose from a balanced or adventurous income portfolio and set whether you want your interest and any capital repayments re-invested automatically on an ongoing basis.

You can turn Robowise off at any time.

Depending on which portfolio you select (either balanced or adventurous) Robowise will calculate your ideal amount per investment based on an even spread of money per investment from the amount you deposit into your account. If you are an existing user who already has a portfolio, the algorithm will use the total value of your current portfolio and un-invested cash to determine the amounts per investment.

All of the different investments listed on the WiseAlpha Main Market and the High Yield Market will be used to calculate your ideal amount per investment. The minimum ideal amount per investment is £10 and the minimum portfolio size is £100.

For the balanced portfolio these will be a pro rata split across the investments on the Main Market. For the adventurous portfolio the weighting of your money will be split 50% towards investments listed on the Main Market and 50% towards investments on the High Yield Market.

If not all of the investments listed on the market are available to invest in, your money will still be fully invested in the ones that are available until such time as more of the unavailable investments come onto the market. In addition, as new investments come onto the market, Robowise will automatically rebalance your portfolio to include them.

1% Annual Service Fee is taken based on all amounts invested and taken only when interest payments are made.

A 0.25% Sale Fee is taken only when you want to liquidate all or part of your portfolio. Transactions (buying and selling) employed by Robowise in order to diversify and maintain your portfolio do not incur Sales Fees.

If you choose this option during the Robowise set-up any interest or capital repayments will be automatically invested. If you want to withdraw the interest income you earn from your investments to supplement your personal income, then you should this option off.

Yes, you can switch off Robowise and manage your own portfolio at any time if you decide you want to self-select how your money is invested. You are able to monitor the investments in your portfolio at any time to help you make that decision.

1% Annual Service Fee is taken based on all amounts invested and taken only when interest payments are made.

A 0.25% Sale Fee is taken only when you want to liquidate all or part of your portfolio. Transactions (buying and selling) employed by Robowise in order to diversify and maintain your portfolio do not incur Sales Fees.

During the set-up of Robowise you will be shown the yield to maturity (expected return to maturity) of each of the Balanced and Adventurous portfolio.

The current yield to maturity 5.99%* for the Balanced Income portfolio and 7.34%* for the Adventurous Income portfolio.

*As with all investing your capital is at risk and returns are not guaranteed. The advertised yield to maturity of the portfolio is gross of fees and tax.

WiseAlpha Technologies Limited (FRN: 751087) is authorised and regulated by the Financial Conduct Authority in the UK.
WiseAlpha Technologies Limited is a company registered in England, with its registered office at Level 39, One Canada Square, Canary Wharf, London E14 5AB (Company No. 08967521).
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