International Personal Finance  5.75% 07 Apr 2021

Description Bond Information Company Information Capital Structure Key Financials Reports News & Stories

Business Description

International Personal Finance (IPF) is a global provider of consumer credit, operating across Eastern Europe, Finland, Spain and Mexico.

IPF was founded in 1880 in Bradford, England, by Joshua Kelley Waddilove, initially trading as 'Provident Clothing and Supply Co'. Waddilove devised a system to help working class families provide for themselves through the use of vouchers which could be exchanged in local shops for clothing, food and coal. The families then repaid the vouchers in small, affordable weekly instalments.

The company is listed on the London Stock Exchange and trades under the ticker IPF.

Bond Information

Coupon

5.75%

Maturity Date

07 Apr 2021

Next Interest Payment

07 Apr 2020

Interest Period

12 months

ISIN

XS1054714248

Asset Security

Unsecured

Amount

€420,000,000

Status

Payments on time

Company Information

Company Legal Name

International Personal Finance plc

Year of Incorporation

1880

Ownership Status

Public

Registered Location

UK

Industry

Banks & Financials

* Current Yield and Yield to Maturity are on estimated return calculations and not guaranteed. All yields shown are gross of Taxation and our Service Fee.

Capital Structure

Senior Debt

75%

Equity

25%

Cash

-1.2%

Senior Notes (combined)

6.2%

Content Liabilities

12.0%

Net Debt

17.0%

Equity

83.0%

Enterprise Value

100.0%

EDITDA

£883,000,000

Cash interest

£226,400,000

Type €m x EBITDA* % of capitalisation* Maturity* Coupon* EBITDA/Interest*
Cash na na na na na na
Bank Borrowings na na na na na na
€412m ETM na na na na na na
£44.1m GBP EMTN na na na na na na
£78.1m GBP EMTN na na na na na na
PLN PMTN na na na na na na
RON EMTN na na na na na na
SEK EMTN na na na na na na
Net Debt na na na na na na
Equity Value na na na na na na
Net Capitalisation na na na na na na
             
EBITDA na          
Cash interest na          

* An asterisk next to an item indicates there is additional information available if you hover over it. You can also find a definition of the terms used on this page in our Glossary here

Key Financials

Revenues

11,607

Growth %

38.1%

EDITDA

1,681

Margin %

14.5%

Cash balance

3,067

Key Financials (£m) 2017A 2018A 6m 2018 6m 2019
n/a n/a n/a n/a n/a
n/a n/a n/a n/a n/a
n/a n/a n/a n/a n/a
n/a n/a n/a n/a n/a
n/a n/a n/a n/a n/a
n/a n/a n/a n/a n/a

Source: Public Company information

€96.75

Market Price

Reports & Information

Throughout our site you will find links to external websites. Although we make every effort to ensure these links are accurate, up to date and relevant, we cannot take responsibility for pages maintained by external providers.

Throughout our site you will find links to external websites. Although we make every effort to ensure these links are accurate, up to date and relevant, we cannot take responsibility for pages maintained by external providers.

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