4Finance  (Latvia)

4finance S.A.


Private Limited Company

Status: Performing

All payments are on time



Maturity Date

23 May 2021

Next Interest Payment

23 Nov 2019

Interest Period

6 months



Banks & Financials




S&P:  B+, Moody's:  B2

23 May 2016 at 106
23 Nov 2018 at 104

* Current Yield and Yield to Maturity are an estimated return calculation and not guaranteed. All yields shown are gross of Taxation and our Service Fee.

Business Description

4finance is one of Europe’s largest digital consumer lending groups. They use cutting edge technology and data to offer fast and convenient loans to customers across 16 countries.

4finance were established in 2008 and since then have provided more than 15,000,000 Single Payment, Line of Credit and Instalment Loans totalling over EUR 7.0 billion.

After the launch of their innovative Single Payment loans in 2008, and the successful addition of Instalment loans to the product portfolio in 2009, 4finance has expanded rapidly. They are now represented in more than 16 countries, including the United States, Germany and Argentina.

Capital at risk. No FSCS cover. See Risk Statement.


Please note as a WiseAlpha member you are not lending directly to the corporate borrower. Instead, you are investing in a Participation Note, or “Note” (fractions of corporate bonds). Each Note is backed by a specific bond.