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ACCESS A SUPERIOR

ASSET CLASS

Earn up to

7.5%*

Making your money work harder


Capital at Risk. No FSCS cover. Invest via our Notes.

*Estimated return based on the Yield to Maturity of the Robowise Adventurous Portfolio. Portfolio value can move up or down prior to maturity. There is no guarantee that your use of Robowise will achieve the stated yields which could be higher or lower. Pre-tax and service fees. Returns can be higher or lower for individually selected investments.
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WiseAlpha Notes market

Designed by WiseAlpha
 
Is your rate of interest lower than inflation of 2.7%*? Time for something new.
*RPI for Dec 2018 produced by Office of National Statistics
  •  
    1 Year
    3 Years
    5 Years
    7 Years
  • On maturity
    3.0%
    4.5%
    6.0%
    8.0%
  • Annually
    3.0%
    4.25%
    5.5%
    7.0%
Nov 2022
Senior Secured
Lowell is Europe’s second largest credit management player with market leading positions in the UK, Germany, and the Nordic regions
  • Coupon Explainer
    8.5%
  • Current Yield Explainer
    9.3%
  • YTM Explainer
    11.8%
Available   £102,963.31
Total Invested    £700,000.00
Jul 2023
Senior Secured
KIRS aims to become the UK’s leading independent diversified insurance Group and intermediary with global reach.
  • Coupon Explainer
    8.375%
  • Current Yield Explainer
    9.2%
  • YTM Explainer
    11.0%
Available   £21,624.14
Total Invested    £600,000.00
Jul 2022
Senior Unsecured
Thames Water is the UK's largest water and wastewater services company servicing over 27% of the UK population each day.
  • Coupon Explainer
    5.875%
  • Current Yield Explainer
    5.7%
  • YTM Explainer
    5.0%
Available   £16,835.52
Total Invested    £100,000.00
Sep 2024
Senior Secured
Viridian is a leading energy supplier in Ireland with over 20% of the electricity market.
  • Coupon Explainer
    4.75%
  • Current Yield Explainer
    4.7%
  • YTM Explainer
    4.5%
Available   £48,862.21
Total Invested    £200,000.00
High Yield
May 2021
Senior Unsecured
Premium Credit provides loans for individuals and companies, allowing them to spread payments for insurance and other financial products.
  • Coupon Explainer
    7.0%
  • Current Yield Explainer
    7.1%
  • YTM Explainer
    7.7%
Available   £34,581.51
Total Invested    £189,400.00
Nov 2022
Senior Secured
RAC is the No.2 vehicle and breakdown services company in the UK.
  • Coupon Explainer
    5.0%
  • Current Yield Explainer
    5.4%
  • YTM Explainer
    7.4%
Available   £30,295.34
Total Invested    £400,000.00
Apr 2022
Senior Secured
Aston Martin is an iconic British manufacturer of luxury sports cars founded in 1913.
  • Coupon Explainer
    5.75%
  • Current Yield Explainer
    5.8%
  • YTM Explainer
    6.0%
Available   £34,362.11
Total Invested    £300,000.00
Jul 2022
Senior Secured
The AA is the UK’s leading provider of roadside assistance
  • Coupon Explainer
    5.5%
  • Current Yield Explainer
    6.3%
  • YTM Explainer
    10.5%
Available   £22,259.45
Total Invested    £600,000.00
High Yield
Nov 2021
Unsecured
Domestic & General is the leading specialist provider of warranties for domestic appliances and consumer electronics in the UK.
  • Coupon Explainer
    7.875%
  • Current Yield Explainer
    7.9%
  • YTM Explainer
    8.1%
Available   £23,519.90
Total Invested    £400,000.00
Jul 2022
Senior Secured
Premier Foods is one of the UK's largest food producers, with approximately 95% of UK households buying one or more of their products every year.
  • Coupon Explainer
    L+5.0%
  • Current Yield Explainer
    5.8%
  • YTM Explainer
    5.7%
Available   £24,452.46
Total Invested    £100,000.00
Jan 2024
Unsecured
TP ICAP plc is a FTSE 250 conglomeration of intermediaries operating across the world's financial, energy and commodities markets.
  • Coupon Explainer
    5.25%
  • Current Yield Explainer
    5.0%
  • YTM Explainer
    4.3%
Available   £30,009.89
Total Invested    £100,000.00
0% Fees
Jun 2027
Unsecured
DMGT manages a diverse, multinational portfolio of companies, with total revenues of around £1.4bn, that includes names such as The Daily Mail & The Metro.
  • Coupon Explainer
    6.375%
  • Current Yield Explainer
    5.5%
  • YTM Explainer
    4.1%
Available   £27,991.14
Total Invested    £100,000.00
Mar 2026
Unsecured
Anglian Water is a water utility that supplies 6m customers in the East of England
  • Coupon Explainer
    4.0%
  • Current Yield Explainer
    4.3%
  • YTM Explainer
    5.3%
Available   £18,193.37
Total Invested    £100,000.00
Nov 2022
Senior Secured
Shop Direct is the UK’s second largest pure-play digital retailer under the brands Very.co.uk and Littlewoods.com
  • Coupon Explainer
    7.75%
  • Current Yield Explainer
    8.2%
  • YTM Explainer
    9.8%
Available   £23,149.69
Total Invested    £400,000.00
Aug 2022
Senior Secured
McLaren Technology Group is globally renowned as one of the world’s most illustrious high-technology brands.
  • Coupon Explainer
    5.0%
  • Current Yield Explainer
    5.1%
  • YTM Explainer
    5.9%
Available   £34,643.30
Total Invested    £400,000.00
Jul 2024
Senior Secured
Iceland is a national UK food retailer specialising in frozen food with over 900 stores in the UK
  • Coupon Explainer
    6.75%
  • Current Yield Explainer
    6.8%
  • YTM Explainer
    6.8%
Available   £0.06
Total Invested    £200,000.00
High Yield
Oct 2023
Unsecured
Together is an award winning specialist lender offering short-term finance, auction finance, residential, buy-to-let and commercial mortgages, and secured loans
  • Coupon Explainer
    8.875%
  • Current Yield Explainer
    9.0%
  • YTM Explainer
    9.2%
Available   £27,686.02
Total Invested    £200,000.00
Mar 2022
Senior Secured
Stonegate are a leading pub operator in the UK with over 772 pubs
  • Coupon Explainer
    L+6.25%
  • Current Yield Explainer
    7.0%
  • YTM Explainer
    6.5%
Available   £19,906.38
Total Invested    £100,000.00
Sep 2024
Senior Secured
Virgin Media is the No.1 cable television company in the UK providing broadband, TV, mobile phone and home phone services.
  • Coupon Explainer
    5.5%
  • Current Yield Explainer
    5.3%
  • YTM Explainer
    4.7%
Available   £19,913.70
Total Invested    £300,000.00
Dec 2034
Unsecured
The John Lewis Partnership is a British company which operates John Lewis department stores, Waitrose supermarkets, its banking and financial services, and other retail-related activities.
  • Coupon Explainer
    4.25%
  • Current Yield Explainer
    4.5%
  • YTM Explainer
    4.7%
Available   £21,987.14
Total Invested    £100,000.00
High Yield
Nov 2026
Unsecured
The Pension Insurance Corporation is a leading UK based insurer of pension funds
  • Coupon Explainer
    8.0%
  • Current Yield Explainer
    6.6%
  • YTM Explainer
    4.6%
Available   £23,796.03
Total Invested    £100,000.00
Oct 2023
Senior Secured
Cabot is a market leader in credit management services including debt purchasing, contingency collections, business process outsourcing and litigation.
  • Coupon Explainer
    7.5%
  • Current Yield Explainer
    7.2%
  • YTM Explainer
    6.4%
Available   £23,034.50
Total Invested    £301,000.00
Feb 2024
Senior Secured
NewDay is a leading consumer finance provider, specialising in the UK credit card market.
  • Coupon Explainer
    7.375%
  • Current Yield Explainer
    7.5%
  • YTM Explainer
    7.9%
Available   £23,254.34
Total Invested    £400,000.00
Sep 2023
Unsecured
Founded in 1934, and employing 16,000 people, William Hill is the UK’s largest bookmaker by number of licensed betting offices.
  • Coupon Explainer
    4.875%
  • Current Yield Explainer
    4.6%
  • YTM Explainer
    3.6%
Available   £24,940.61
Total Invested    £100,000.00
Aug 2025
Senior Secured
Center Parcs is a leader in the UK short break holiday market with annual occupancy in excess of 97%.
  • Coupon Explainer
    4.875%
  • Current Yield Explainer
    4.8%
  • YTM Explainer
    4.6%
Available   £15,297.43
Total Invested    £200,000.00
Jan 2024
Senior Secured
Amigo Loans is the market leader in guarantor backed term loans within the UK consumer finance market.
  • Coupon Explainer
    7.625%
  • Current Yield Explainer
    7.4%
  • YTM Explainer
    6.8%
Available   £23,749.67
Total Invested    £200,000.00
0% Fees
Dec 2023
Senior Secured
Pinewood studios is at the heart of filmaking in the UK
  • Coupon Explainer
    3.75%
  • Current Yield Explainer
    3.7%
  • YTM Explainer
    3.1%
Available   £18,461.96
Total Invested    £100,000.00
Jul 2027
Senior Unsecured
Ardagh Group is a global leader in metal and glass packaging solutions, producing packaging for most of the world’s leading food, beverage and consumer brands
  • Coupon Explainer
    4.75%
  • Current Yield Explainer
    4.8%
  • YTM Explainer
    4.9%
Available   £27,957.05
Total Invested    £100,000.00
Sep 2030
Senior Secured
DP World is a global port operator with over 50 businesses in over 40 countries and across six continents
  • Coupon Explainer
    4.25%
  • Current Yield Explainer
    3.9%
  • YTM Explainer
    3.4%
Available   £33,758.11
Total Invested    £100,000.00
Sep 2023
Senior Unsecured
Arqiva is the only national provider of terrestrial television and radio broadcasting via it's 8,000 towers
  • Coupon Explainer
    6.75%
  • Current Yield Explainer
    6.3%
  • YTM Explainer
    4.9%
Available   £27,810.27
Total Invested    £200,000.00
Apr 2075
Unsecured
Centrica is a multinational energy company and is the largest supplier of gas in UK
  • Coupon Explainer
    5.25%
  • Current Yield Explainer
    5.1%
  • YTM Explainer
    5.1%
Available   £14,324.94
Total Invested    £100,000.00
Sep 2024
Senior Secured
Arrow Global is a European credit management services provider focusing on loan purchases and specialist asset management.
  • Coupon Explainer
    5.125%
  • Current Yield Explainer
    5.2%
  • YTM Explainer
    5.3%
Available   £3,379.79
Total Invested    £100,000.00
High Yield
Nov 2023
Unsecured
Lowell is Europe’s second largest credit management player with market leading positions in the UK, Germany, and the Nordic regions
  • Coupon Explainer
    11.0%
  • Current Yield Explainer
    12.9%
  • YTM Explainer
    15.9%
Available   £3,083.85
Total Invested    £700,000.00
May 2023
Senior Secured
Travelodge is the second largest hotel brand in the UK with 18m customers and 525 hotels
  • Coupon Explainer
    8.5%
  • Current Yield Explainer
    8.2%
  • YTM Explainer
    7.2%
Available   £8,619.72
Total Invested    £480,000.00
High Yield
Dec 2025
Unsecured
Punch Taverns is a pub and bar operator in the United Kingdom, with a current estate comprising a diverse range of 1,300 high quality pub business.
  • Coupon Explainer
    7.75%
  • Current Yield Explainer
    7.8%
  • YTM Explainer
    7.8%
Available   £16,040.76
Total Invested    £100,000.00
0% Fees
Aug 2056
Senior Unsecured
Vodafone is the second largest mobile company in the world by customers.
  • Coupon Explainer
    3.0%
  • Current Yield Explainer
    3.3%
  • YTM Explainer
    3.4%
Available   £17,657.99
Total Invested    £100,000.00
Mar 2032
Senior Secured
Unique Pub Co. is a portfolio of 2,194 pubs owned by Enterprise Inns
  • Coupon Explainer
    6.464%
  • Current Yield Explainer
    6.2%
  • YTM Explainer
    5.9%
Available   £4,910.01
Total Invested    £95,000.00
Feb 2023
Senior Secured
NewDay is a leading consumer finance provider, specialising in the UK credit card market.
  • Coupon Explainer
    L+6.5%
  • Current Yield Explainer
    7.5%
  • YTM Explainer
    8.2%
Available   £972.55
Total Invested    £200,000.00
Sep 2031
Senior Secured
Enterprise Inns is the largest pub company in the UK, and owns around 5,000 properties that are predominantly run as leased and tenanted pubs.
  • Coupon Explainer
    6.375%
  • Current Yield Explainer
    5.8%
  • YTM Explainer
    5.3%
Available   £25,465.06
Total Invested    £100,000.00
Mar 2029
Senior Secured
Virgin Media is the No.1 cable television company in the UK providing broadband, TV, mobile phone and home phone services.
  • Coupon Explainer
    6.25%
  • Current Yield Explainer
    5.9%
  • YTM Explainer
    5.5%
Available   £5,377.01
Total Invested    £200,000.00
Jan 2024
Senior Secured
Together is an award winning specialist lender offering short-term finance, auction finance, residential, buy-to-let and commercial mortgages, and secured loans
  • Coupon Explainer
    6.125%
  • Current Yield Explainer
    6.0%
  • YTM Explainer
    5.5%
Available   £25,549.47
Total Invested    £100,000.00
Oct 2029
Senior Unsecured
Petrobras is one of the world's largest oil and gas companies
  • Coupon Explainer
    5.375%
  • Current Yield Explainer
    5.2%
  • YTM Explainer
    4.9%
Available   £7,161.13
Total Invested    £100,000.00
Mar 2022
Senior Secured
Stonegate are a leading pub operator in the UK with over 772 pubs
  • Coupon Explainer
    4.875%
  • Current Yield Explainer
    4.8%
  • YTM Explainer
    3.9%
Available   £22,377.86
Total Invested    £100,000.00
Oct 2023
Senior Secured
Enterprise Inns is the largest pub company in the UK, and owns around 5,000 properties that are predominantly run as leased and tenanted pubs.
  • Coupon Explainer
    6.0%
  • Current Yield Explainer
    5.6%
  • YTM Explainer
    4.0%
Available   £6,140.93
Total Invested    £100,000.00
High Yield
Nov 2023
Unsecured
Voyage Care are the leading provider of care services for adults with learning disabilities across the UK.
  • Coupon Explainer
    10.0%
  • Current Yield Explainer
    10.5%
  • YTM Explainer
    11.3%
Available   £4,470.04
Total Invested    £200,000.00
High Yield
Nov 2024
Unsecured
AMC is the largest cinema operator in the the world and owns the Odeon cinema chain in the UK
  • Coupon Explainer
    6.375%
  • Current Yield Explainer
    6.4%
  • YTM Explainer
    6.6%
Available   £13,938.02
Total Invested    £100,000.00
High Yield
Sep 2026
Unsecured
Paragon is a leading lender and bank providing specialist finance on BTL mortgages, debt purchase, asset and development finance, consumer loans and lending to SMEs.
  • Coupon Explainer
    7.25%
  • Current Yield Explainer
    6.7%
  • YTM Explainer
    6.0%
Available   £26,429.07
Total Invested    £100,000.00
High Yield
Jun 2028
Unsecured
Founded in 2010 Metro Bank was the first challenger bank in the UK in over 150 years.
  • Coupon Explainer
    5.5%
  • Current Yield Explainer
    6.4%
  • YTM Explainer
    7.6%
Available   £983.69
Total Invested    £100,000.00

Why invest in us?

Previously reserved for elite
Access investments previously reserved for the financial elite
Only place where individuals can buy loans or bonds
Only online platform in the world where individuals can invest in bank syndicated senior secured loans and bonds
Brand name UK companies
Investments are in long established UK brand name companies
Access your money
Access your money via our secondary market
Free account
Free account opening and no upfront hidden charges
Regular income
Earn regular interest income

Capital at risk. No FSCS cover. See Risk Statement

WiseAlpha Technologies Limited (FRN: 751087) is authorised and regulated by the Financial Conduct Authority in the UK. It arranges and promotes the Notes issued by WiseAlpha Limited (BVI) and from time to time other WiseAlpha Product Issuers. Only WiseAlpha Technologies is regulated for the associated activities it conducts.
WiseAlpha Technologies Limited is a company registered in England, with its registered office at Level 39, One Canada Square, Canary Wharf, London E14 5AB (Company No. 08967521).
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