Corporate bonds, historically seen as complex financial instruments for large institutions, are about to have their moment. So what will it take for these securities to become more commonplace among retail investors?
From misunderstood to mainstream
Category: Insight
How to set up a SSAS in 10 steps
Auto-enroll into the company pension, pay in our monthly salary contribution and check back when we reach retirement age.
What’s the difference between corporate bonds and government bonds?
Fixed income securities can take many forms, but the two largest bond markets open to investors are government-issued bonds and corporate bonds.
An investor’s guide to SIPPs (P2)
Finding a SIPP that’s right for you can be a confusing and long-winded process.
An investor’s guide to SIPPs (P1)
In recent years it’s become clear that the developed world faces a retirement crisis.
What’s the difference between a SIPP and a SSAS?
Investing in a SIPP or SSAS can provide you with considerable control over where your retirement funds are deployed…
The future of investing…
Like so many aspects of our lives, investing has been transformed in recent years.
The jargon busting investment glossary
Jargon, the biggest conversation killer in financial history.
What is a SIPP and why don’t I have one?
You’ve probably heard the term “SIPP” doing the rounds, but what does it mean? And why don’t you have one?
What are corporate loans and how do they differ from bonds?
Private industry is characterised by its adherence to the profit motive.
A guide to starting a retirement investment plan
It’s an old cliche to say the best time to start saving is now… but it’s true, especially when investing money that you hope to use in retirement.
How do interest rates affect bond prices?
Interest rate risk is among the principal risks of investing in bonds…
How are companies financed?
When investing in a company you are joining a diverse community of investors, providing finance through a range of channels.
How can you maximise the interest on your savings?
Current savings rates on offer by banks and building societies are at record lows.
The hidden cost of inflation for savers
Few people are aware that they have another less obvious enemy to contend with when it comes to growing their wealth. few people are aware that they have another less obvious enemy to contend with when it comes to growing their wealth…
Watch out, inflation’s behind you
Recent figures from the Bank of England show CPI inflation of 1.9% continuing to outstrip the average savings account rate of 1.4%.
The march towards a financial democracy
Over the past decade, many areas of our lives have been impacted by the rise of technology. Technology has changed how we shop, date, eat and bank, offering services and making products that are simpler, cheaper and more convenient than ever. This revolution has also liberated us. Startups have loosened the grip of multinational corporations,
What causes bond prices to move?
Bonds are an excellent choice for investors seeking stable, regular income. And yet, people often get confused about how bonds prices can change.
Mapping the corporate bond market
With corporate bonds now playing a central role in financing growth in the world economy, this asset class has become one of the most important in the world.
Five basic investment tips that will help you achieve your long term goals
The term ‘investing’ can be confusing. It often gets mixed up with all sorts of complicated jargon.
Corporate Bonds & Equities | A comparison
Popular belief is that most of the financial world lives within the stock market, yet the global debt market is almost double the size of the stock market.
The benefit of reinvesting your coupons | Compound interest
Investors who reinvest their coupons reap the most benefit from their bonds.
The superiority of corporate bonds | Why now is a good time to buy
Corporate bonds have traditionally been an asset class mainly reserved for institutional investors with only a limited selection of bonds available to everyday investors. Now that WiseAlpha has liberalised the wonderful world of corporate bonds for everyone, we explain in this article why corporate bonds are, in our view, a superior asset class to equities.
An introduction to fixed income investing
Fixed income is the world’s largest asset class.
The benefits of steady wealth building
The old maxim is true, slow and steady wins the race.
Corporate bonds in an era of P2P lending
Marketplace or P2P lending has grown considerably in recent years…
How do different types of bonds relate to each other?
Senior Secured, High Yield and Perpetuals, what types of debt are we talking?
Corporate bonds aren’t all the same…
Wholesale bonds, retail bonds and savings bonds, all stand in the corporate bonds market, but how does their impact differ?
The ageless art of wealth building
Wealth accumulation and preservation is important from a young age.
What is accrued interest?
From the day of issue, bonds and loans begin to accrue interest.
Things to consider when investing
All investments involve risk, and bonds are no exception. Some of the main risks relating to bonds will be discussed in this blog.
The different types of bonds
Knowing the difference between different types of bonds could save or make you money.
Four reasons why every portfolio should contain bonds…
What if you could diversify your portfolio into another established asset class and generate annual income rates of between 3–11%?
What is a bond?
As it turns out, bonds are much simpler than investing in shares and can be a less risky.